FOX 8 Defenders: Checking credit card statements

"I made one call and got my problem resolved. I called FOX 8," explained Kenner consumer Jose Hidalgo.

He's all smiles now, but for months, he says he battled a monthly charge on a department store credit card bill.

"I noticed a charge of $10.95 for an insurance policy that I had supposedly took out with Stonebridge Life Insurance Company," said Hidalgo. That monthly insurance charge was for accidental death and dismemberment benefits.

"I don't remember doing this," explained Hidalgo.

A letter from Stonebridge Life in December explained that when the insurance company mailed Hidalgo an offer that could lead to a gift card, he called their toll free number and agreed to be enrolled in the insurance.

"I didn't recall that, and I said I don't think I would take any additional life insurance because I already have enough life insurance through my job," said Hidalgo.

Coverage started last March, more than a year ago, along with the monthly charges. Unable to cancel that coverage and get a refund on his own, Hidalgo called the FOX 8 Defenders staffed with volunteers from the National Council of Jewish Women.

"Three weeks later I got a phone call from the Stonebridge Life Insurance company, and they say 'oh, Mr. Hidalgo this is such and such with Stonebridge Life Insurance Company, and I got some good news,' and I said really, is that so? She goes 'yeah, we gonna' you know give you a refund on that,' and I said oh good, thank you," explained Hidalgo. He says the company ended up crediting his department store credit card $110 for all those months.

The bottom line here is pay close attention to your credit card statements. If something doesn't look familiar, question it right away.

We've reached out to Stonebridge Life for a comment, and a spokesperson says they're looking into it.

If you have a consumer complaint or concern, contact the FOX 8 Defenders staffed with volunteers from the National Council of Jewish Women at 877 670 6397, or fill out our brand new online complaint form.

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